{ "schemaVersion": 1, "updated": "2026-10-29", "name": "Insurance Automation Hub", "description": "Turn an existing policy into a review-ready renewal. AI extracts proposed answers and reuses verified data in supported ACORD drafts. Check what changed, resolve missing details, and keep your team in control. Your team reviews before anything is sent.", "company": { "description": "Built in New York by insurance and AI professionals, for insurance professionals.", "region": "New York, United States" }, "audiences": [ "Commercial insurance brokerages", "Independent insurance agencies", "Insurance wholesalers", "MGA and agency networks" ], "links": { "website": "https://insurance-automation-hub.vercel.app", "embedSetup": "https://insurance-automation-hub.vercel.app/get-embed", "help": "https://insurance-automation-hub.vercel.app/help", "permissions": "https://insurance-automation-hub.vercel.app/help/access", "mcpGuide": "https://insurance-automation-hub.vercel.app/help/mcp", "getStarted": "https://insurance-automation-hub.vercel.app/get-started", "bookDemo": "https://calendly.com/oliverpalnau/30min", "productTour": "https://insurance-automation-hub.vercel.app/showcase", "formSamples": [ "https://insurance-automation-hub.vercel.app/company/acord-125-sample.pdf", "https://insurance-automation-hub.vercel.app/company/acord-126-sample.pdf" ] }, "workflow": [ "Receive existing policy, application, quote or schedule", "AI proposes extracted information with source evidence", "People confirm answers and resolve missing information", "AI automatically populates mapped application forms", "Authorized staff review the complete package and follow the carrier submission process" ], "currentApplicationForms": [ { "code": "125", "name": "Commercial Insurance Application", "use": "Applicant, business details and prior insurance" }, { "code": "126", "name": "Commercial General Liability", "use": "Liability exposures and coverage details" }, { "code": "127", "name": "Business Auto", "use": "Drivers, vehicles and commercial auto details" }, { "code": "129", "name": "Vehicle Schedule", "use": "Additional vehicles and fleet information" }, { "code": "130", "name": "Workers Compensation Application", "use": "Locations, employees and payroll classifications" }, { "code": "131", "name": "Umbrella / Excess Liability", "use": "Underlying coverage and excess liability details" }, { "code": "140", "name": "Property Section", "use": "Buildings, premises and business property" }, { "code": "supplemental", "name": "Contractor Supplemental", "use": "Contractor operations and additional underwriting questions" } ], "broaderFormCatalog": { "description": "ACORD has hundreds of forms across applications, certificates, schedules and servicing. Start with our mapped commercial templates, then scope the additional forms your brokerage uses.", "status": "Additional form examples are available for scoping, not enabled output templates. Edition licensing, field mapping, workflow setup and approval are required. Certificate issuance, binding and policy changes remain with authorized staff.", "groups": [ { "title": "Certificates & evidence", "description": "Evidence and certificate workflows for your authorized team.", "forms": [ { "code": "24", "name": "Certificate of Property Insurance" }, { "code": "25", "name": "Certificate of Liability Insurance" }, { "code": "27", "name": "Evidence of Property Insurance" }, { "code": "28", "name": "Evidence of Commercial Property Insurance" } ] }, { "title": "Commercial & specialty", "description": "More of the risks and specialty accounts you write.", "forms": [ { "code": "128", "name": "Garage and Dealers Section" }, { "code": "132", "name": "Truckers / Motor Carriers Section" }, { "code": "141", "name": "Crime Section" }, { "code": "147", "name": "Installation / Builders Risk Section" }, { "code": "152", "name": "Commercial Inland Marine Section" }, { "code": "160", "name": "Business Owners Section" } ] }, { "title": "Personal lines", "description": "Extend your intake around households and personal assets.", "forms": [ { "code": "80", "name": "Homeowner Application" }, { "code": "81", "name": "Personal Inland Marine Application" }, { "code": "82", "name": "Watercraft Application" }, { "code": "83", "name": "Personal Umbrella Application" }, { "code": "84", "name": "Dwelling Fire Application" } ] }, { "title": "Schedules & servicing", "description": "Keep account information and service requests together.", "forms": [ { "code": "35", "name": "Cancellation Request / Policy Release" }, { "code": "36", "name": "Agent/Broker of Record Change" }, { "code": "101", "name": "Additional Remarks Schedule" }, { "code": "139", "name": "Statement / Schedule of Values" }, { "code": "175", "name": "Commercial Policy Change Request" } ] } ] }, "commercialPackages": [ { "name": "General liability", "forms": "125 \u00b7 126 + contractor supplemental when applicable" }, { "name": "Commercial property", "forms": "125 \u00b7 140" }, { "name": "Commercial auto & fleets", "forms": "125 \u00b7 127 \u00b7 129" }, { "name": "Workers\u2019 compensation", "forms": "125 \u00b7 130" }, { "name": "Umbrella & excess", "forms": "125 \u00b7 126 \u00b7 131 + applicable supplemental" } ], "additionalIntake": { "lines": [ "Cyber", "Professional liability", "Home", "Personal auto", "Renters", "Life" ], "limitation": "Carrier-specific output packages require separate configuration." }, "portals": [ { "id": "team", "label": "Your team", "title": "One place to move every account forward.", "description": "Applications, source documents, internal notes, customer conversations and next steps stay with the account. See who owns the work and what needs attention." }, { "id": "customer", "label": "Your customers", "title": "A portal clients can actually use.", "description": "Clients can return to their requests, share documents, answer questions, message their agency and view released quotes and confirmed policy documents. Saved details make the next request easier." }, { "id": "wholesale", "label": "Your wholesale partners", "title": "A more organized route to market.", "description": "Wholesaler workspaces support agency networks, explicit submission handoffs, placement review and quote tracking. Shared account packages keep the retail agency and wholesale team aligned." } ], "permissions": [ { "title": "Owners & administrators", "text": "Manage the brokerage workspace, branding, team invitations and access. Administrator status does not automatically grant licensed authority." }, { "title": "Licensed insurance staff", "text": "Review applications and perform gated producer actions within the verified license and workflow requirements." }, { "title": "Unlicensed support staff", "text": "Collect documents, prepare details and hand work to a licensed reviewer. Preparation access stays separate from producer approvals." }, { "title": "Customers & wholesale teams", "text": "Clients see their own requests and shared updates. Wholesale teams work on explicitly shared submissions in their own workspace." } ], "automation": [ { "title": "AI intake assistant", "text": "Read source documents, propose answers and help prepare the next application.", "status": "Available with review" }, { "title": "Sales assist & nurturing", "text": "Configure follow-up sequences, missing-information prompts and producer handoffs around your sales process.", "status": "Implementation service" }, { "title": "Renewals & reminders", "text": "Surface upcoming renewals, create review tasks and reuse saved client details for a new request.", "status": "Available workflow" }, { "title": "Automatic renewal quotes", "text": "Connect eligible rating or carrier systems to request renewal quotes and route results to your team.", "status": "Integration required" } ], "emailForwarding": { "description": "Brokers or customers can forward policies and applications to a connected agency or agent intake email for attachment processing.", "status": "Provider connection, domain/address routing and testing required; not universally active." }, "customForms": { "status": "Self-service questionnaires available; mapped PDF output requires setup", "description": "Company questionnaires are not ACORD forms or signed carrier applications. Carrier PDF outputs require mapping and approval of authorized templates." }, "portalAssistant": { "status": "Extension pilot; not carrier-certified", "description": "Reviewed page autofill and document preparation; does not submit or bind coverage. Each portal requires testing." }, "webServices": [ { "title": "Quote request forms & agent pages", "text": "Add a Get a quote button or form to your existing website, or share your own brokerage or agent page. Requests connect to your team\u2019s workspace." }, { "title": "Your entire brokerage website", "text": "A custom, mobile-friendly site with clear coverage pages and a simpler path from visitor to client." }, { "title": "SEO & AI search readiness", "text": "Search-friendly content, technical SEO, structured data and clear information that search engines and AI tools can understand." } ], "pricing": { "trialSubmissions": 10, "monthlyPrice": 99, "includedSubmissions": 50, "additionalSubmissionPrice": 3, "currency": "USD", "billingPeriod": "month", "description": "Start on the Free plan: $0, a branded intake page, workspace and 10 live submissions total, with no card required. Upgrade when ready to Pro at $99/month, including 50 submissions per billing month. A submission is one client application request and its supporting source documents. After the free or included allowance, additional processing is $3 per additional submission, including its supporting source documents. Adding files, retrying the same request and generating draft forms do not create additional submissions. Unused included submissions do not roll over. Additional usage is enabled only after you approve a usage arrangement; there are no automatic overage charges. Prices are USD. Paid activation requires your approval; custom websites, SEO, integrations and implementation are quoted separately.", "trialPolicy": "Ten new application requests per self-service workspace. Existing requests remain accessible after the limit.", "paidCheckout": "Not active. Paid activation requires agreed billing setup.", "signupAvailability": "Verified existing accounts can create workspaces. Public registration is gated until production verification email is connected and tested." }, "boundaries": [ "AI proposes and prepares; people confirm and review.", "No automatic binding or policy issuance.", "Automatic renewal quotes depend on separately configured carrier or rating integrations.", "Email, SMS, phone and nurturing require provider setup, consent and validation.", "Carrier logos are document examples, not customers, endorsements or proven integrations.", "Savings calculator values are editable illustrations comparing manual staff cost with AI-assisted review plus software. Software costs are $99/month with 50 submissions, then $3 per additional submission. ROI is annual efficiency gain divided by annual software cost. Recovered time is capacity, not guaranteed revenue or cash savings. Setup and other expenses are excluded.", "Potential extra commission is excluded from the calculator to avoid counting recovered time twice. Sales growth would also require sufficient prospects, follow-up and successful placements. The calculator compares manual staff cost with AI-assisted review and software; it does not guarantee income.", "No search-ranking or AI-answer inclusion guarantee." ], "agentUse": { "purpose": "Public product information for search and AI assistants. This file does not expose application tools or private customer records.", "allowedSources": "Use public company pages and this capability description; private portal data requires the customer\u2019s authenticated permissions.", "actions": [ "Open the self-service signup page for a user who wants to try it.", "Open the Calendly booking page for an integration discussion.", "Do not book, create an account or send insurance documents without the user\u2019s instruction." ] }, "mcp": { "endpoint": "https://insurance-automation-hub.vercel.app/api/xs/mcp", "transport": "Local stdio bridge; session-bound delegated key", "guide": "https://insurance-automation-hub.vercel.app/help/mcp", "scope": "Current user, agency, assignments and role; human approval for consequential actions" }, "agentIntakeSetup": { "tools": [ "hub_intake_setup", "hub_create_workspace", "hub_prepare_intake", "hub_publish_intake" ], "previewBeforePublication": true, "resumableDrafts": true, "publicationRequiresApproval": true, "transport": "Authenticated JSON-RPC HTTP or bundled stdio bridge; requires client support", "authentication": "Session-bound delegated connection key" } }