Choose a carrier route and submit

Use verified fit and the method each market accepts.

Markets & placement · Licensed staff, Company admin, Wholesaler

How it works

Review risk facts, state, appointment/access, appetite evidence and any missing information.
Select a useful shortlist from the carrier directory and explain why the markets fit. Verify stale or missing appetite details.
Use an activated API/rater adapter where supported, the portal extension for a tested portal, or an approved email/document package.
In What each carrier will receive, review the current package, required supplements, producer waivers and exact attachment preview. Resolve blockers before preparing drafts. Blank, superseded and other-carrier supplements are excluded. Each email packet is limited to 25 MB. Review each final draft before authorizing delivery.
Record carrier questions, quotes or declines against the submission and keep the next step owned and dated.

What to check

The checklist covers requirements recorded on this request. Verify any additional loss-run, signature or carrier instructions. The directory is not a blanket carrier appointment or universal integration; each adapter requires live validation.

Sending to more markets is useful only when it improves fit or placement, not simply message counts.